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For those who support piracy of clips...please read

Wikipedia is a tool to make the masses ignorant and has zero credibility.
 
The music industry had the financial backing to force the issue. these guys don't.
 
This isn't a statement in support of piracy.

Solutions to piracy, in other mediums, have been to try and cut out bloat and the middle man that fixes baseline pricing. Whether it's 'all the art' for the CD, whether it's the processing for the DVD, whether it's the retailer for the video game. There isn't going to be a PornoSteam or iPorn. There is still base hosting costs for the C4S, which is probably the best pricing model buyers have ever had in this fetish.

I got no problem paying. I see models I like, or companies I like, I try to support them.
 
Wikipedia is a tool to make the masses ignorant and has zero credibility.

Okay... Well, Reg E, is easy to lookup:

http://www.federalreserve.gov/bankinforeg/regecg.htm

Section 205.6 Liability of consumer for unauthorized transfers
Limits a consumer's liability for unauthorized electronic fund transfers, such as those arising from loss or theft of an access device, to $50; if the consumer fails to notify the depository institution in a timely fashion, the amount may be $500 or unlimited.

I will dig up something for Visa, momentarily...
 
I agree. I have no problem paying or trading for that which was legally obtained. This chargeback shit is BS as is posting material on a website that is not yours.
 
http://www.merchantservicecenter.com/Merchant/resources.html

Liability for fraud shifts from the card issuer to the merchant for 'Card Not Present' sale (mail order, telephone/fax order, and internet sales). The merchant is generally liable for credit card charge backs, even when the bank has authorized the transaction. After a merchant is stung by a fraud, the credit card processors often hike their rates, citing increased risk. The merchant also risks losing their accounts with the card companies if their fraud rate gets too high.

To understand 'Card Not Present' - see my 'Card Security', post...
 
I have a question which I am hoping UKTickling can answer. What exactly is a chargeback? My experience with C4S is once a purchase is made it's made. If your download gets screwed up then they'll let you download again, but I have never gotten money back.

Same with a membership site. I have gotten memberships and cancelled but the membership lasts through the end of it's period. I don't get my money back.

Have you tried eclipse?

What you are talking about is something completely different. I believe there is a no refunds statement in the purchase process but to be fair, C4S have always allowed me to download a working copy of a clip if something goes wrong so I can't see that I'd ever need to ask for a refund anyway.

A chargeback is where the Credit Card company disputes a transaction made because a stolen card has been used and clips4sale takes action to reclaim the money it has paid out to a store owner.

The basic process is that the bank that owns the credit card will issue a chargeback, usually when the customer reports that unauthorised purchases have been made on it. The money is then automatically taken back from the merchant (clips4sale) A charge is also applied - I believe that C4S pay a $30 fee each time. The money is then deducted from the store owner's sales. This process can be quick or it can take several months, depending on when the card owner reports it, how quickly the bank acts etc. The clips he is buying from myself and others this month will likely get charged back some time in the next couple of months. Clips4sale then blocks the card from making further purchases in the future, which naturally doesn't make any difference since it belongs to someone who'd probably never even heard of clips4sale before!

Refunds are handled differently. Whilst clips4sale does say there is a 'no-refund' policy, they do occasionally provide refunds, which are a little irritating since they are usually down to download issues that clips4sale could actually prevent. There are areas where they could improve customer service to reduce refunds and tighten up security to stop the chargebacks and reduce piracy. Some of the ideas outlined by tku and others would certainly benefit store owners, and I have asked them about both tightening security and about taking care of this one individual. At one time they did show an interest in this case and then they just went cold on it. They have too many stores to manage and not enough people looking at this stuff.
 
Thanks, a very good explanation. CC Companies amaze me to an extent. I have had legitimate chargebacks they have refused to honor without legal proof. Then they let guys pull this crap.

BTW speaking of piracy and because I respect you, your clips are showing up on Dailymotion.
 
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