a better question is: "would they still be alive if they did not have these conditions but had COVID?"
That's the question fearmongers don't like to ask.
This question has been asked - and answered. I quote from David Spiegelhalter and Anthony Masters excellent book "Covid by numbers", p. 106:
"At the start of the first wave, one of us [David Spiegelhalter] was quoted as saying, 'many people who die of Covid would have died anyway within a short period'. Others estimated that this proportion could be over half. We were wrong: it is plausible that between 5% and 15% of the 60'000 excess deaths in the first wave were hastened by under a year. The great majority of these people had their lives shortened by a somewhat greater extent; analysis suggests that, on average, around 10 years of life are lost from Covid-19 deaths in the UK, and 16 years globally." (they quote from a Nature article).