Pick this
You're a young pretty girl, and you're shopping for shoes at Payless. You take off your shoes and socks to try on a pair of pumps. Then you want to know how they feel in stockings, so you go up to ask one of the employees for a throw away pair of sockies. Then you go to where you left your shoes and socks to see that they are gone.
The only other person who was in the store was some alleged man (with a raving foot fetish) looking at dress shoes who had a big JCPenney shopping bag with him and walked out with nobody being the wiser.
The girl realizes that she has no choice but to buy the shoes, so she whips out a credit card. But the credit card has reached it's credit limit, she also forgot her checkbook and has twenty dollars in cash. So she leaves the mall barefoot and humilated. Not only that, but it's raining cats and dogs outside, and you've locked your keys in your car. And you couldn't have chosen a better day to wear a white T-shirt.
Does that not suck! I call it Barefoot in the Parking Lot, cause that's when the fit hits the shan.