For his Public Speaking piece for the Speech and Drama team, my son's speech has been on the so-called health care 'reform' bill. He and I have read the many versions of it.
First, everyone will be REQUIRED to have some form of health insurance. No where in the constitution does the government have the right to FORCE you to buy something. And no, I don't thing you can stretch the 'general welfare' clause that far. In my state, you are required to have auto coverage, but I can opt out by not driving. If we had decent light rail, I'd consider it. But, I can't opt out of living, short of committing suicide. That precedent enough is scary from a democracy stand point. What next? Require me to have to something else they, on a whim, decide is mandatory? Perhaps require me to only buy products at Kohls to line the senator from Wisconsin's wallet all the more? The possibilities are endless.
No previous conditions refused. Sounds well, good, noble and all that jazz. So, how much more are my premiums going to be raised to cover those costs? You have to remember the main drive of any business is 'no margin, no mission.' Everyone wants the best in health care, but no seems to think they should have to pay for it. Trust me, I've seen the people come to the pharmacy counter in their mink coats, leave in a shiny new caddy using a public aid card for their prescriptions. I've seen both sides of the story in my career.
And if they are capped in how much they can raise rates, some companies will go out of business. And, if the 'public option' is rammed down our throats, kiss your choices goodbye. The Fed will have the ability to set lower premiums than the private firms. Since the Fed doesn't have to make a profit to survive, the privates will go belly up, and we'll all be forced into a Medicare-esque public system.
So now employers will be forced to buy insurance for their employees. Increase the employer's overhead with that and they will have to either (1) increase prices of products (inflation), lay off employees to lower overhead to afford the insurance (increased unemployment), or (3) pay fines to the Fed, leading to more of the above. Wow, that is really going to help people in the current economy. Also, if I remember correctly, if the employer has 5 full-time equivalents of employees on public aid health-wise that are full-time, their are more fines to pay. So, anyone on public aid will either not get a full time position, or the company limits the number of those employees. Just wait until that flies into the face of the American with Disabilities Act or other such bills. Which one wins, Supreme Court?
The Obama-rama Traveling Political Salvation show seems to think that they know how to run a business, even though the vast majority of those people in the White House or under the Capital Dome have never had to meet payroll in their lives. Employers since the late 1970's offered health insurance to employees as a benefit, as a lure to get them to work for them. Why suddenly do people think that employers should be FORCED to offer it? "Big Bad Walmart wasn't giving health benefits to their employees...Boo hoo hoo..." Show me where in the Constitution it says that they are required to? Anywhere? Which article? No, people want someone else to do things for them and not have to be responsible for themselves. Make someone else pay for it. Why should I? I'm 'entitled"...
Self-paying system? They said that about Social Security in the 1930's. And Medicare and Medicaid when they came out. Look at them now. Very few, if any, gov't programs of this size run in the black. And, if this is soooo important, why do we have to wait FOUR years for it to kick in? If things are SOOOOOOOOO FREAKING BAD, why the long wait? I can tell you why. It's so those who voted for it can get out of town and The Obama-rama Traveling Political Salvation Show can get reelected BEFORE it kicks in and people find out what it is like to have the IRS enforcing their health care plan. You think the bill collectors on the phone are bad? Imagine the IRS coming to collect on your health care bills! No bankruptcy can hide you from them.
My fear is people think that this will bring out free health care and lure them into a false sense of security until the rude awakening hits and people see what kind of power grab this bill actually is. But, by then, it will be too late.